While it’s a commonly held belief that you can’t put a cost on good health, changes in health care might have you questioning this.
$15,073. That’s the average total family premium for 2011 according to the benchmark Kaiser/HRET 2011 Employer Health Benefits Survey, with workers paying approximately $4,100 and employers about $10,900.
What does this mean? It means that employer-sponsored family health coverage rose faster (9 percent) than wages (2 percent increase). And since starting the survey in 1999, worker contributions to premiums have increased 168 percent, while wages have only increased 50 percent.
The Kaiser Family Foundation claims that up to two percentage points of this year’s increase can be attributed to the new benefits required by the Affordable Care Act (ACA) – requiring health care plans to cover preventative care, such as immunizations and cancer screenings, and allowing children to stay on their parents’ plans until age 26. Already, 2.3 million young adults have enrolled on their parents’ policies, and 28 million workers (and dependants) have benefited from preventative care provisions.
Even more important than the change in costs, is the change in thinking. More employers are adopting wellness programs, encouraging workers to live more healthy lifestyles. Employers are realizing that in order to control health care costs, they need to address a more serious problem, the poor health choices that employees are making.
Perhaps you can put a cost on good health after all.
I am much impressed by the decision and also it is necessary to declare if there is no change has been come. I am much thankful to you for sharing a very nice topic.
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Posted by: Roxy Rohit | 11/17/2011 at 12:05 PM